One system. Every origination stage.
Intake, decisioning, workflow and documentation — operating within a single controlled framework. Purpose-built for asset origination.
Four modules. One audit trail.
Core modules
Each stage of the origination lifecycle is structured within the same platform. No integrations between disconnected tools. No gaps between systems.
Intake & channels
Configurable submission flows for direct, broker and embedded channels. Define field logic, product conditions and validation rules without code. New asset classes are configured within the existing framework — not built from scratch.
01
Decision engine
Credit policy deployed as executable logic. Champion and challenger strategies run simultaneously in live production. Compare performance in real time. Adjust rules without engineering releases or deployment cycles.
02
03
Workflow engine
Stages, queues and handoff rules configured to your origination process. Intelligent routing moves applications to the right reviewer at the right time. The underwriter workbench provides next best actions and integrated communication tools.
04
Compliance layer
Every rule applied, every decision made and every document generated is logged at the point of action. Full traceability maintained automatically. No manual audit reconstruction. ISO27001 and SOC2 Type II certified.
"Nano has demonstrated the capability to decision a home loan application in under 15 minutes in Australia."
Champion and challenger decisioning operates live within production environments across multiple lenders, with full audit trails maintained automatically. This is operational infrastructure, not conceptual architecture.
In production
Configured, not coded. Live in weeks.
asset-classes
Nano provides turnkey origination templates for each asset class. Launch a new lending product within the existing framework without building origination infrastructure from scratch.
- Home loans
Residential mortgage and broker lodgement. Sub-15-minute decisions demonstrated in production.
- Vehicle finance
Auto loans and dealer network origination. Automated underwriting from application to approval.
- Marine lending
Watercraft and specialty asset finance. Structured workflows for niche asset classes.
- Microfinance
Small-value loans and BNPL. High-volume origination with automated decisioning.
- Personal loans
Unsecured lending with configurable credit policy and real-time data integrations.
- Equipment finance
Asset-backed commercial lending. Configurable within the same origination framework.
Designed to integrate with your stack.
Technology
Nano connects to the systems your lending business already relies on. Plug in your bureau, open banking provider, payment gateway, and more.
Architecture
- Cloud native, API-first
- Core system agnostic
- Modular,composable design
- Open banking ready
- Highly scalable
Compliance & security
- ISO27001 certified
- SOC2 Type II certified
- Full audit trail
- Bank-grade data security
- NCC Group assessed
Delivery
- Integration-light deployment
- Rapid time to market
- Pre-built integrations
- Transparent cost model
- Ongoing platform evolution
Your stack stays intact.
Integrations
Nano focuses exclusively on origination. The surrounding ecosystem connects through purpose-built integrations so your existing infrastructure is not disrupted.
- Identity & KYC
FrankieOne, Experian
- Credit & property data
Centrix, CoreLogic, illion
- Open banking
Akahu
- Loan management
Servicing and lifecycle platforms
- Legal & title
InfoTrack
- CRM
Salesforce native integration
Ready to see how the platform runs your origination?
Get started
No demo script. A direct conversation about your current environment and how Nano would structure it.